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AutoPayKe Platform

Start building with AutoPayKe

Pay people in Kenya from your own product: M-Pesa, Airtel Money, Tills, PayBills and banks, paid from a USDC balance. Instant sandbox keys, signed webhooks and plain JSON, from first call to production.

Quickstart Get an API key API reference
# Pay KES 1,500 to an M-Pesa number (sandbox key: no real money)
curl -X POST "https://api.autopayke.com/api/v1/payouts" \
  -H "Authorization: Bearer $AUTOPAYKE_API_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 150000,
    "currency": "KES",
    "destination": { "type": "mobile_money", "phone": "+254700000001" },
    "reference": "order_1042"
  }'
Platform

Choose what you build

Each guide takes you from the first call to handling every status, with samples in cURL, JavaScript and Python.

Send payoutsPay M-Pesa, Airtel Money, Tills, PayBills and Kenyan banks from your USDC balance, with every status pushed to you.Read the guideGet webhooksSigned events for every payout status, with retries, and verification code for five languages.Read the guideTest everythingA sandbox with numbers that succeed, fail, reverse, hold for review or time out, and free test money.Read the guideGo liveApply in the Console, get your live keys approved, fund your balance and send your first real payout.Read the guide
Live pricing

On-ramp and off-ramp, priced in the open

These are today's prices, read from the API as this page loads, the same settings the app and every charge use. Partner fees are included unless the table says otherwise.

Fees and the calculator

Explore the docs

Developer questions

Is there an API to send money to M-Pesa?

Yes. Open a workspace in the AutoPayKe Console, create a test key straight away, and send payouts to M-Pesa, Airtel Money, Tills, PayBills and Kenyan banks from a USDC balance. Live access is by application, and every live key is approved by our team.

How do I get an API key?

Sign in at console.autopayke.com with your AutoPayKe account, open a developer workspace and create a key. Test keys (apk_test_) work at once in the sandbox; live keys (apk_live_) need live access and our approval.

Can I test without real money?

Yes. Test keys use a sandbox with free test USDC and phone numbers that force every outcome: success, failure, review, reversal and timeout. Webhooks fire just like live.

Which chain and tokens do you settle on?

Avalanche C-Chain, in USDC and USDT. Your workspace balance is held in a smart contract wallet; each payout converts USDC to Kenyan shillings at a locked rate.

Can AI agents use AutoPayKe?

Yes. llms.txt, llms-full.txt and an OpenAPI file describe the whole API for language models, and the AI agents guide has a brief to give your coding agent and the guardrails an agent that moves money needs.