Fees and pricing

These are the prices in force right now, read live from /api/v1/fees/published : the same settings the app's confirm screen and every charge use. Partner and network costs are included in the price shown unless the table says otherwise.

Prices

Calculator

Quote any amount. This calls /api/v1/fees/quote as you type.

Off-ramp: cash out

Moving money out (to M-Pesa, Airtel Money, a Till or a PayBill) costs a percentage of the amount with a small minimum. The payout partner's own fee is paid out of that, not added on top. For a narrow band of small amounts the fee is raised by a fraction of a cent so it still covers the partner's cost; the quote always shows the exact figure.

• The recipient gets the full amount you quoted. Fees are added to what leaves the sender's balance.
• When a payout is re-priced at the moment it's sent and the recipient's amount would move by more than a small tolerance, the payout stops for review instead of paying a different amount.

Exchange rate

Converting between shillings and USDC uses the market rate with a published spread. The spread is in the rate, not a separate line: the rate you're quoted is the rate you get, for as long as the quote is valid.

On-ramp: top up

Top-up prices are published per method. While a method's price is still being set, the table says so and the fee is quoted before the customer confirms placeholder: true in a quote means exactly that.

Between AutoPayKe accounts

Sending to another AutoPayKe account costs at most the small network fee shown above; there's no percentage.