Every bank and SACCO you can withdraw to
40 banks and SACCOs
- EBEquity BankBank
- KBKCB BankBank
- CoCo-operative BankBank
- NBNCBA BankBank
- ABAbsa Bank KenyaBank
- SCStandard CharteredBank
- FBFamily BankBank
- DTDiamond Trust Bank (DTB)Bank
- IMI&M BankBank
- SBStanbic BankBank
- ABAfrican Banking Corporation (ABC)Bank
- BoBank of AfricaBank
- BoBank of BarodaBank
- CCitibankBank
- CKCIB Kenya (Mayfair)Bank
- CBConsolidated BankBank
- CBCredit BankBank
- DIDubai Islamic BankBank
- EKEcobank KenyaBank
- FCFirst Community BankBank
- GTGuaranty Trust Bank (GTBank)Bank
- GBGuardian BankBank
- GAGulf African BankBank
- HHFC (Housing Finance)Bank
- KBKingdom BankBank
- MEMiddle East BankBank
- NBNational Bank of KenyaBank
- OCOriental Commercial BankBank
- PBParamount BankBank
- PBPrime BankBank
- SBSBM Bank KenyaBank
- SBSidian BankBank
- UBUnited Bank for Africa (UBA)Bank
- VCVictoria Commercial BankBank
- FMFaulu Microfinance BankMicrofinance bank
- KWKenya Women Microfinance Bank (KWFT)Microfinance bank
- CMCaritas Microfinance BankMicrofinance bank
- CMChoice Microfinance BankMicrofinance bank
- SSStima SACCOSACCO
- USUnaitas SACCOSACCO
How to withdraw to a bank
- 1
Open Withdraw and choose Bank
In the AutoPayKe app, tap Withdraw and pick Bank transfer.
- 2
Pick the bank and enter the account
Search for the bank or SACCO, then enter the account number and the account holder's name. Save it to pick it in one tap next time, account numbers are encrypted before they're stored.
- 3
Review the amount, rate and fee
The review screen shows the exact Kenyan shilling amount that will reach the account, the exchange rate and the cash-out fee.
- 4
Confirm with your PIN
Confirm and follow the transfer live. Your receipt and history show the bank, the account and the status.
Why withdraw to a bank instead of M-Pesa?
- Larger amounts: bank transfers aren't capped at M-Pesa's per-transaction limit.
- Savings and loans: move money straight into a SACCO or a savings account.
- Business payments: pay suppliers and staff who are paid into a bank.
Frequently asked questions
Which Kenyan banks can I send money to?
Any of the 40 banks, microfinance banks and SACCOs listed on this page, all reached over PesaLink, including Equity, KCB, Co-operative Bank, NCBA, Absa, Standard Chartered, Stanbic, Family, DTB, I&M, Faulu, KWFT, Stima SACCO and Unaitas.
What is PesaLink?
PesaLink is Kenya's real-time interbank transfer network, run by Integrated Payment Services Limited and owned by Kenyan banks. It moves money between member banks in seconds, any day of the week.
How long does a bank withdrawal take?
PesaLink transfers are usually credited within minutes. The app shows the transfer's progress step by step and updates the status in your history.
Can I send to someone else's bank account?
Yes. Enter their bank, account number and name. Save it as a payout account if you'll pay them again.
Can I send money from abroad straight to a Kenyan bank?
Yes. Send USDC or USDT on Avalanche to your recipient's AutoPayKe address from wherever you are, and they withdraw to their bank in shillings. See our guide to sending money to Kenya from abroad.