How to pay a Till or PayBill
- 1
Open Pay
In the AutoPayKe app, tap Pay and choose Till or PayBill.
- 2
Enter the number
Type the Till number, or the PayBill business number and the account number the merchant gave you, or scan the merchant's QR.
- 3
Enter the amount in shillings
The app works out how much USDC or USDT that is at the live rate and shows the cash-out fee.
- 4
Check and confirm
There is no merchant-name check on the rail yet, so the app asks you to confirm the number. Confirm with your PIN and keep the PDF receipt.
What people use it for
- School fees paid straight to the school's PayBill, from anywhere in the world.
- Rent paid to a landlord's Till or PayBill on the day it's due.
- Electricity tokens, water and internet bills.
- Everyday shopping at any Lipa na M-Pesa Till.
Frequently asked questions
Can I pay a PayBill from abroad?
Yes. If you have an AutoPayKe balance, you can pay any Kenyan Till or PayBill from wherever you are, useful for paying school fees, rent or a relative's bills directly instead of sending cash.
Which bills can I pay?
Anything with an M-Pesa Till or PayBill number: rent, school fees, electricity tokens, water, internet, insurance, SACCO contributions and shops.
How fast does the merchant get paid?
Usually within minutes. The payment carries a reference, the app shows its progress live, and you get a downloadable receipt.
What does it cost?
A disclosed cash-out fee, shown with the exchange rate before you confirm. There are no monthly or account fees.
Can my business accept payments this way?
Yes. Merchants keep their existing Till or PayBill, and AutoPayKe users can pay it. Businesses can also register their own Till or PayBill in AutoPayKe to withdraw their balance to it.